How Polar Partners with Borderless to Power Global Stablecoin Payouts

Polar is a global fintech company that seeks to democratize the world of finance and increase access for communities that are traditionally underserved by banks. As part of this, Polar helps people who work for U.S. companies but live abroad - from international tech contractors to cruise-ship crew workers - get paid in dollars, earn yield, and move money home quickly. As PolarFi scaled its consumer app, it needed a predictable, secure way to turn on-chain USDC/USDT into local bank and mobile-money payouts around the world. That’s where Borderless.xyz steps in.

Use Case: Dependable off-ramps from stablecoin to local payout rails

PolarFi and Borderless work together to make stablecoin payouts seamless. PolarFi initiates off-ramp requests through Borderless’s APIs, and Borderless executes those transactions through its network of regulated partners. This collaboration enables PolarFi to offer its users reliable local payouts through a single, scalable integration.

The Challenge

After the launch of its app, Polar needed a way to scale dependable off ramps quickly - converting USDC/USDT into local bank and mobile-money payouts across many regions without building dozens of bespoke integrations. Their fintech operations required predictable quote→payouts, fast failover when providers degraded, and rate visibility to ensure trust and performance at scale. 

The Solution: Borderless’ provider network and infrastructure layer

Borderless serves as Polar’s orchestration and operations layer for stablecoin off-ramps, delivering the tools PolarFi needed to scale dependable payouts quickly and securely.

• One API, many providers. Polar integrates once and can access multiple regulated on- and off-ramps across 70+ countries.

• Reliability through redundancy. Borderless provides failover and routing options to maintain payout continuity even when local providers face disruptions.

• Opportunity to scale faster. As Borderless continues expanding its global provider network, Polar gains immediate access to new corridors and payout options — allowing both teams to grow together, reach more markets, and make stablecoin payouts accessible to users worldwide.

Polar’s collaboration with Borderless shows how robust infrastructure plus disciplined operations can turn stablecoins into real-world money. By integrating into Borderless, PolarFi can deliver a payouts experience that’s faster to launch, more reliable in practice, and simpler to scale -  secure for compliance teams and seamless for users.